Who provides Perim
Perim is operated by NEIGHBORHOODCONNECT LTD, company number 17051993, of 128 City Road, London EC1V 2NX. Contact jibril@perim.money.
The planned account and card
The banking product described on this website is in development and is not currently available. Joining the waitlist does not open an account. Account and card providers, eligibility, prices and separate terms will be presented before you choose to open an account.
The current private-test service
Perim helps you apply monthly budgets by connecting eligible bank accounts and blocking selected apps and websites on a configured iPhone when recorded spending reaches a budget. The private test is for adults aged 18 or over who are authorised to connect the accounts they use. Access is subject to supported banks, countries, devices and provider availability.
The current private test does not hold money, provide a bank account or card, initiate payments or decline transactions. Your existing bank and connection providers have their own terms. Joining the waitlist does not purchase a subscription or guarantee a release date.
Your commitments and device
You choose each budget, the relevant spending and the apps or websites to protect. Check those selections and the reset date before confirming. Confirmed commitments remain for the calendar month. You can tighten them; increasing a limit or removing its protection waits until a new month.
Keep essential services outside your selections. Complete the Protection test and maintain the permissions and settings described in the app. Read the protection boundaries. Do not use Perim to control another person’s device without their informed authorisation.
Limits of the service
Bank information may be delayed, incomplete, corrected or categorised incorrectly. Spending can exceed your budget before a block starts. Perim cannot prevent purchases on another device, through unselected apps or sites, or outside the configured protection. System changes or revoked permissions may weaken or remove blocking. No promise is made that it cannot be bypassed.
The private test may have faults or interruptions. Perim does not guarantee a particular financial result, savings amount or continuous availability. It does not provide financial, debt or medical advice. Tell us if you find an error so we can investigate.
Account security and acceptable use
Keep your sign-in and authenticator secure. Do not share access, interfere with another person’s data, attempt unauthorised access or disrupt the service. We may restrict access reasonably needed to investigate misuse or protect the service and affected users.
Your data and leaving
Our privacy policy explains the information used. You can disconnect bank access or request full account deletion. Disconnecting does not erase existing history or cancel a current commitment. Confirmed full deletion is permanent and clears Perim’s account data and local protection once completion is verified; see deletion instructions.
Charges and changes
Any paid plan must show its price, billing period and cancellation terms before you agree to buy it. We may change the test or these terms as the product develops. Material changes will be explained through an appropriate service message. If a change is unacceptable, you may stop using the service and request deletion.
Your legal rights
Nothing in these terms excludes rights or remedies that cannot lawfully be excluded, including applicable consumer rights, or liability that the law does not allow us to limit. These terms are governed by the law of England and Wales, without depriving a consumer of mandatory protections or court rights in their place of residence.
For problems or complaints, contact us or use our complaints process.