The problem
Spending has never been easier. One tap on a food-delivery app, one saved card on a shopping site, one late-night impulse, and the money's gone before you've thought twice. For a lot of people that adds up to hundreds of pounds a month they wish they'd kept. Every other bank is designed to make that spending frictionless.
What we built
Perim is a full UK current account with one thing no other bank gives you: hard monthly limits you set on yourself. Cap the categories and merchants you overspend on, block a habit entirely, and when you go over, the payment is simply declined. It's a once-a-month decision, so you can't talk yourself out of it in the moment. Whatever you don't spend is swept into savings.
Who it's for
Anyone who knows they spend more than they mean to and wants a hand holding the line. We're unapologetic that Perim is built for people who want to be told no.
The company
Perim is a trading name of NEIGHBORHOODCONNECT LTD, registered in England and Wales (company number 17051993), 128 City Road, London EC1V 2NX. The account and card are provided by Griffin Bank Ltd. See Regulation & FSCS for the detail.
Get in touch
Questions, ideas or press? Email hello@perim.money.