Everyday banking
- Get paid: salary and payments land straight in.
- Direct debits and standing orders for your bills.
- Send and receive money instantly across the UK.
- Track every transaction, tidily categorised.
The card
- Contactless debit card, plus Apple Pay and Google Pay.
- Create virtual cards for online shopping.
- Freeze and unfreeze in a tap if it goes missing.
Your money, protected
Your balance is held at a fully regulated UK bank and protected by the FSCS up to £85,000. See Regulation & FSCS.
Built for limits
The difference is the part you set yourself: hard monthly limits on the spending you regret, with the money you don't spend swept into savings.